Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Elizabeth Merk Investments
65-1231 Opelo Road #3 • Kamuela, HI • 96743
Phone: 808-885-6279
Toll Free: 800-500-6279		 • Fax: 808-885-6662
emerk@emerk.com
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Securities and Investment Advisory Services offered through H. Beck Inc., Member FINRA , SIPC.   Elizabeth Merk is a Registered Principal offering securities though H. Beck Inc. for the States of Florida and Hawaii and insurance license in the States of Florida, Hawaii and Texas only. This is not an offer to sell or solicit securities or insurance in any other State of jurisdiction.  Other Elizabeth Merk Companies offer products and services which are not affiliated with H. Beck, Inc.

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